Privacy Policy
Last updated: October 31, 2025
Introduction
Munshi ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we handle your information when you use the Munshi mobile application (the "App").
TL;DR: Munshi is designed with privacy as a core principle. All your financial data stays on your device. We don't collect, store, or share any of your personal or financial information.
Data Storage and Privacy
Local-Only Data Storage
All your expense data, transactions, categories, and any other information you enter into Munshi is stored exclusively on your device. We do not:
- Upload your data to any server or cloud service
- Transmit your financial information over the internet
- Share your data with any third parties
- Use your data for analytics, advertising, or any other purpose
Information We Don't Collect
Munshi does not collect any personal information, including but not limited to:
- Name, email address, or contact information
- Financial account details or credentials
- Transaction data or expense records
- Location data
- Device identifiers or advertising IDs
- Usage analytics or behavioral data
Third-Party Services
Munshi does not integrate with any third-party analytics, advertising, or data collection services. The App functions entirely offline and does not require an internet connection for core functionality.
Data Backup and Export
If you choose to backup or export your data, you have full control over where this data goes. Any backup or export functionality stores data in locations you specify (such as your device's local storage or cloud storage services you control). We do not have access to this data.
Open Source Transparency
Munshi is an open-source project. You can review our source code at any time to verify our privacy practices:
Permissions
The App may request certain device permissions to provide its functionality:
- Storage: To save your expense data locally on your device
- Camera (optional): To scan receipts if you choose to use this feature
These permissions are used solely for the stated purposes and no data accessed through these permissions leaves your device.
Children's Privacy
Munshi does not knowingly collect any information from anyone, including children under the age of 13. Since we don't collect any data at all, the App is safe for users of all ages.
Data Security
Your data's security is inherently protected by the fact that it never leaves your device. You are responsible for securing your device using appropriate measures like device lock screens, encryption, and other security features provided by your operating system.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. Since we don't collect your information, we have no way to notify you of changes directly. We encourage you to review this Privacy Policy periodically.
Contact Us
If you have any questions about this Privacy Policy or Munshi's privacy practices, please contact us:
- Email: support@sarankar.com
- GitHub: Open an issue
Your Rights
Since Munshi doesn't collect or store any of your data on our servers, concepts like data access, correction, or deletion requests don't apply in the traditional sense. You have complete control over your data at all times because it's stored only on your device. You can:
- View all your data within the App
- Export your data at any time
- Delete the App and all associated data by uninstalling it from your device
Summary
Munshi is built on the principle that your financial data is yours alone. We don't collect it, we don't want it, and we don't need it. Your privacy is guaranteed by design, not just by policy.
As an open-source project, our code is available for anyone to audit and verify these claims. We believe in complete transparency when it comes to your privacy.